QLD Transfer Duty Calculator

The Transfer Duty calculator (previously known as Stamp Duty) will estimate what is payable when you buy property in Queensland.

Jump To How to Use

*Results using this calculator are estimates only.

Property Transfer Duty in Queensland

Buying a property in Queensland is more than just the price of the home itself. You also need to budget thousands of dollars more to cover extra buying costs, where Transfer Duty (previously known as stamp duty) is the main one to consider, along with conveyancing, building and best and bank/government charges.

Use this calculator to more accurately estimate the cost of any transfer duty payable when buying a home or investment property in Queensland. As these costs usually come from your savings or deposit, it’s important you budget upfront.

Want advice from an experienced Brisbane Mortgage Broker or Gold Coast Mortgage Broker, then please book a free call with me.

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How To Estimate Transfer (Stamp) Duty

Using our Transfer Duty calculator is simple with this step-by-step guide.

Select the ‘’Stamp Duty” tab.
Select the state or territory you are buying in
If you are are First Home Buyer in Australia, select ‘’Yes’’, otherwise select ‘’No’’
If you are buying a house, select “No” to the question, ‘’Are you refinancing?”
Enter the purchase price of the property.
Make sure “Primary Residence” is selected, or select ‘’Investment Property’’ if relevant
Stamp Duty payable is listed at the bottom, along with three other fees you’ll need to cover.

Transfer Duty is linked to your deposit and home loan approval. As Mortgage Brokers we assist you with both.

Tips For QLD Transfer Duty Calculator Estimates

1. As a general rule of thumb, budget for an additional 2% to 3% of the property purchase price to cover Transfer Duty.
2. Transfer Duty needs to be paid upfront before you settle (take ownership) of the property.
3. Stamp Duty is normally calculated by your conveyancer / solicitor when you have a contract of sale on a property.
4. Check if you get any Transfer Duty Concessions.

QLD Transfer Duty Concession Programs

Transfer Duty Concessions when buying a home in Queensland.

First Home Buyers

As a first time buyer in Queensland you may be eligible for a saving of up to $17,350 in transfer duty when you spend less than $800,000 on a home.

Read QLD First Home Concession Guide

Next Owner Occupied Home

If you are buying your next home, you may be eligible for a reduction of up to $7,175 in your stamp duty payable.

Read QLD Home Concession Guide

When is Transfer Duty paid?

Transfer duty is paid in advance before finalising the purchase of a property, so you’ll need savings to cover it.

You will also need savings to cover your deposit and other government charges.

As Brisbane Mortgage Brokers and Gold Coast Mortgage Brokers, we help you with your home loan and as a part of this service we guide you on:

– How much you need to save upfront to cover transfer duty, others costs and a deposit
– If you can get an concession or saving on your transfer duty
– How much you can borrow and spend on a home
– How to maximise what you can borrow
– The steps to take to buy a home