How does a rate lock protect my interest rate? Imagine this. Interest rates are rising. If your lender raises their fixed rate loan, just before you settle on your home loan, you may end up missing out on the lower rate you initially applied for. This means...
Why it’s a good time to consider interest only investment loans Over the last few years with interest rates at record lows, higher rents and a strong property market, many of our clients have bought investment properties to add to their portfolios. It has been...
Why debt consolidation saves you money, The strategy is relevant if you have: An owner occupied home loan; AND At least one other debt such as credit / store cards, car loan, personal loan, buy now pay later; AND You want to stay with your current bank, OR if...
Why variable rate home loans are so good right now. With interest rates now rising, I recommend you look at strategies to put yourself in a better financial situation to absorb the increasing cost of your home loan. The strategy I am discussing here is switching now...
Get prepared for more rate rises with these 3 best ways to reduce your mortgage payments. With all the hype in the media right now of how high interest rates might go, many of you may be starting to worry about your financial situation. How much space do you...
