How does a rate lock protect my interest rate? Imagine this scenario: Interest rates are on the rise, and you’re in the process of securing a home loan. Just before settlement, your lender increases their fixed rate loan. Suddenly, you’re faced with the...
Why it’s a good time to consider interest only investment loans Over the last few years with interest rates at record lows, higher rents and a strong property market, many of our clients have bought investment properties to add to their portfolios. It has been...
Why debt consolidation eases financial stress Home loan consolidation involves combining multiple debts, such as credit cards and personal loans, into a single mortgage. This approach usually provides a lower interest rate. This makes repayments easier and may lower...
Why securing a low-rate home loan now is a good idea With interest rates stabilising after a series of hikes, it’s crucial to consider strategies that can improve your financial position and help you manage your home loan costs effectively. One such strategy is...
Reduce Your Home Loan with Expert Advice There will be a collective sigh of relief from Australian mortgage holders if the predicted interest rate drop goes ahead in the coming months. After so many rises, households are begging for relief, and they may well get it....