How To Increase Borrowing Capacity [To Offset Impacts of Rising Rates].Are you planning to make the most of lower property prices and buy a home or investment...
Top 6 Strategies On How To Increase Borrowing Capacity For 2025
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Refinancing
How To Refinance a home Loan | 2024 Complete Guide
How to Refinancea Home Loan2024 Complete GuideThere are many reasons why you may be interested in refinancing your home loan right now. Many of you may want...
21 Critical Home Loan Mistakes to Avoid
Home Loan Mistakes to Avoid If you're considering buying or building a home then you'll probably need a home loan. We've listed here the 21 most common home...
![A plan for extra mortgage repayments is non negotiable [explainer + case study]](https://www.blackk.com.au/wp-content/uploads/2019/05/neonbrand-615710-unsplash-copy-400x250.jpg)
A plan for extra mortgage repayments is non negotiable [explainer + case study]
Making extra mortgage repayments to fast track your home loan down to zero is the single biggest action you can take towards becoming wealthier, sooner. There...
![Benefits of Using a Mortgage Broker in Brisbane [2024 Guide]](https://www.blackk.com.au/wp-content/uploads/2024/08/benefita-of-using-a-mortgage-broker-in-brisbane-400x250.png)
Benefits of Using a Mortgage Broker in Brisbane [2024 Guide]
Benefits of Using a Mortgage Broker in Brisbane Brisbane’s property market is growing more dynamic and competitive every month. With increasing prices and...
![Buy your next home using a bridging loan [2025 Complete Guide]](https://www.blackk.com.au/wp-content/uploads/2019/06/Screen-Shot-2019-05-07-at-1.36.46-pm-400x250.png)
Buy your next home using a bridging loan [2025 Complete Guide]
A bridging loan allows you to buy the new home while giving you time to sell your current home. This guide updated for 2025, summarises all you need to know...
How a rate lock on your mortgage guarantees you a lower interest rate
How does a rate lock protect my interest rate? Imagine this. Interest rates are rising. If your lender raises their fixed rate loan, just before you...
Switch to an interest only investment loan to reduce your repayments.
Why it’s a good time to consider interest only investment loans Over the last few years with interest rates at record lows, higher rents and a strong...
Reduce your monthly debt repayments using debt consolidation
Why debt consolidation saves you money, The strategy is relevant if you have: An owner occupied home loan; AND At least one other debt such as credit / store...
Now is a great time to look at a lower variable rate home loan.
Why variable rate home loans are so good right now. With interest rates now rising, I recommend you look at strategies to put yourself in a better financial...
3 best ways to reduce mortgage payments
Get prepared for more rate rises with these 3 best ways to reduce your mortgage payments. With all the hype in the media right now of how high interest...
Fixed or Variable Home Loan? | Which is best?
Fixing your entire home loan interest rate will cost you more. In 2021, banks are offering some very low fixed home loan rates. Many of you may be thinking...
![Is An Offset Account Worth It? [2025 Explainer + Case Study]](https://www.blackk.com.au/wp-content/uploads/2019/05/Screen-Shot-2019-05-07-at-9.33.27-am-400x250.png)
Is An Offset Account Worth It? [2025 Explainer + Case Study]
Home Loan Offset Accounts can save you money on a home loan, but only in the right circumstances. It is very common for people to have heard from friends or...
![Seven ways to manage your mortgage repayments [including COVID-19 mortgage freeze]](https://www.blackk.com.au/wp-content/uploads/2020/03/How-to-3-400x250.png)
Seven ways to manage your mortgage repayments [including COVID-19 mortgage freeze]
Seven options to help manage your mortgage repayments (and budget) through COVID-19, including the mortgage freeze. If you have a mortgage (or two) right now,...